(602) 749-7000       Mon - Fri 8:00 AM - 5:00 PM       3131 East Camelback Rd, Suite 210 Phoenix, AZ 85016

Title Policy Coverage Comparison

COVERAGELTAA STANDARDALTA "RES" PLAIN LANGUAGEALTA HOMEOWNERS
Someone else owns an interest in your title
A document is not properly signed
Forgery, Fraud, Duress
Defective recording of any document
There are restrictive covenants
There is a lien on your title because there is:
(a) a deed of trust
(b) a judgment, tax, or special assessment
(c) a charge by the homeowners association
Title is unmarketable
Mechanics lien protection
Forced removal of a structure because it:
(a) extends on to other land or on to an easement
(b) violates a restriction in Schedule B
(c) violates an existing zoning law*
Can't use land for SFD because the use violates a restriction in Schedule B or a zoning ordinance
Pays rent for substitute land or facilities
Unrecorded lien by a homeowners association
Unrecorded easements
Rights under unrecorded leases
Plain language
Building permits violations*
Compliance with Subdivision Map Act*
Restrictive covenant violations
Post Policy Forgery
Post Policy Encroachment
Post Policy Damage from minerals or water extraction
Post Policy Living Trust Coverage
Enhanced Access - Vehicular & Pedestrian
Map not consistent with legal description
Post Policy automatic increase in value up to 150{f980c79d81c5928b8bc9e285179dc1a3ec7fe02b59b510c27405310f1cbdf08e}
Post Policy adverse possession
Post Policy cloud on title
Post Policy prescriptive easement
Covenant violation resulting in reversion
Boundary walls and fence encroachment*
Enhanced marketability
Violations of building setbacks
Discriminatory covenant
Insurance coverage forever

* Subject to a deductible and a maximum indemnity liability, which may be less than the policy amount. Some coverages may not be available in your area due to legal, regulatory, underwriting requirements, or other restrictions. Please contact your Empire West Title representative for more information.

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